Credit cards have become an essential financial tool for people all around the world. In the United Arab Emirates (UAE), there are several credit cards to choose from, each with its unique features and benefits. In this article, we’ll examine the best credit cards in the UAE based on annual percentage rate (APR), minimum repayment, annual fee, charges, introductory interest rates, loyalty points/rewards, and cashback.
Firstly, when considering APR, the Mashreq Novo Credit Card is a good option. This card offers a competitive APR and charges no interest for up to 56 days. The minimum payment for the Mashreq Novo Credit Card is 5% of the outstanding balance, or AED 100, whichever is greater.
When it comes to annual fees, the Emirates NBD Go4it Gold Credit Card offers one of the lowest annual fees in the market, at just AED 150 per year. This card also offers a 0% balance transfer interest rate for up to 6 months.
Regarding charges, the Citi Cashback Credit Card offers no annual fee and no foreign transaction fees, making it a great option for international travelers. Additionally, this card offers up to 5% cash back on groceries, dining, and fuel.
For introductory interest rates, the Emirates Islamic Cashback Plus Credit Card offers a 0% interest rate for up to 6 months on balance transfers and no annual fee for the first year. This card also offers up to 10% cash back on groceries and dining.
When it comes to loyalty points and rewards, the Abu Dhabi Islamic Bank (ADIB) Etihad Guest Visa Platinum Credit Card is a top choice. This card offers one Etihad Guest Mile for every AED 4 spent, plus additional benefits such as airport lounge access and exclusive discounts on flights and hotel bookings.
Finally, for those looking for cash back rewards, the Emirates NBD Cashback Credit Card is a great option. This card offers up to 10% cash back on shopping, dining, and entertainment, plus no annual fee for the first year.
In conclusion, the best credit card in the UAE depends on your personal financial habits and preferences. The Mashreq Novo Credit Card wins in terms of APR and minimum repayment, while the Emirates NBD Go4it Gold Credit Card, Citi Cashback Credit Card, Emirates Islamic Cashback Plus Credit Card, ADIB Etihad Guest Visa Platinum Credit Card, and Emirates NBD Cashback Credit Card are all excellent options to consider.
What is the best Credit Card in the UAE?
The Mashreq Novo Credit Card is the best credit card in the UAE. It not only wins in terms of APR, but it also wins in minimum repayment. However, the Emirates NBD Go4it Gold Credit Card, Citi Cashback Credit Card, Emirates Islamic Cashback Plus Credit Card, ADIB Etihad Guest Visa Platinum Credit Card, and Emirates NBD Cashback Credit Card are all excellent options to consider. At the end of the day, the best credit card in the UAE depends on your personal financial habits and preferences.
How to choose the best credit card in UAE?
The best credit card in the UAE depends on your personal financial habits and preference. Due to it’s APR and minimum repayment features, the Mashreq Novo Credit Card is the best credit card in the UAE. However, Emirates NBD Go4it Gold Credit Card, Citi Cashback Credit Card, Emirates Islamic Cashback Plus Credit Card, ADIB Etihad Guest Visa Platinum Credit Card, and Emirates NBD Cashback Credit Card are all excellent options to consider.
Which is the best credit card in Dubai?
The Mashreq Novo Credit Card is the best credit card in the Dubai. It not only wins in terms of APR, but it also wins in minimum repayment. However, the Emirates NBD Go4it Gold Credit Card, Citi Cashback Credit Card, Emirates Islamic Cashback Plus Credit Card, ADIB Etihad Guest Visa Platinum Credit Card, and Emirates NBD Cashback Credit Card are all excellent options to consider. At the end of the day, the best credit card in the UAE depends on your personal financial habits and preferences.
Which card is best use in UAE?
The Mashreq Novo Credit Card is the best credit card in the UAE. It not only wins in terms of APR, but it also wins in minimum repayment. However, the Emirates NBD Go4it Gold Credit Card, Citi Cashback Credit Card, Emirates Islamic Cashback Plus Credit Card, ADIB Etihad Guest Visa Platinum Credit Card, and Emirates NBD Cashback Credit Card are all excellent options to consider. At the end of the day, the best credit card in the UAE depends on your personal financial habits and preferences.
Is it good to have credit card in UAE?
Yes, credit cards have become an essential financial tool for people all around the world. In the United Arab Emirates (UAE), there are several credit cards to choose from, each with its unique features and benefits. In this article, we’ll examine the best credit cards in the UAE based on annual percentage rate (APR), minimum repayment, annual fee, charges, introductory interest rates, loyalty points/rewards, and cashback.